I have had a pile of bills, papers and unopened mail on my study desk for the last few weeks, illness and then a bad case of apathy is to blame for them being ignored for so long.
No judgement, no praise, just the way it has been.
I decided to get on top of it last night and sort, collate, file and move the money around the bank accounts to make do till pay day. Whilst I am not as flush as I would like at the moment, I have experienced more significant financial challenges, so at the end of the sorting session I felt much better. The importance of knowing your financial position, however dire, is the key to moving forward, make yourself become aware, don't judge it and then see what small changes you can make.
I have been reading about 'Money Fears' and how you need to change them on the Money Club.
One of the first things you need to do is write down a list of your money fears, When you see them on paper they will seem improbable and even silly. The ones that could happen, get a plan together to make sure you know what to do if something unexpected happen. I heard a parenting/family expert discussing the breakdown of familes on the radio yesterday and she said the number one factor was no planning for disasters such as job loss, death, accidents.
Another one is to write down you money messages you have received from your parents, was it good or bad? Did you receive a financial education? If not, then you need to educate yourself now as an adult about money and budgeting and planning for the future. Reparenting is always a winner, speak to someone who is good with money and ask for their help.
Do you have a money secret that keeps you awake at night? Tell someone close to you, its amazing how much smaller it seems and they might be able to help you!
Keep a copy of your receipts and see where you spend you cash, scary huh? But good!
There are a heap more, some of them very good. Go here to read more.
May you all be prosperous and your lives filled with good fortune!
P.S Slept like a lamb, sáns sleeping tablet.
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